Personal Umbrella

In today’s “lawsuit” prone society, you don’t have to be wealthy to need more protection than your existing auto policy and homeowners policies provide. This insurance provides additional layers of coverage over your personal auto and home or property policies in the event those limits are exausted. Umbrella policies may often times pick up gaps in coverage with your underlying policies and further protect  you at time of loss.

Who needs an Umbrella?

We believe everyone should have an Umbrella policy that carries at least a one million dollar limit, particularly those who have significant assets, income or stands to inherit a sizable estate. It is so easy to cause injury serious enough where you are sued for more than the basic limits of Liability provided on a homeowners or auto policy.