Catering to Your Restaurant & Bar Insurance Needs

Restaurant Insurance Protection – servicing California from Sacramento Area to Modesto, Stockton, Fresno, Los Angeles, San Diego and more.

Bozzuto & Co. Insurance Services has been growing its restaurant business for years. We have the staff and experience to help you select the right coverage to cover your restaurant and bar insurance requirements. From family style to fine dining, we have the expertise needed to uncover your exposures and address them with sound, cost-effective insurance and risk management solutions. We also have strong relationships with our insurance markets, enabling us to tailor coverages to your needs.

If you own a franchise restaurant, we can cover that too. Fast food franchise chains and restaurants can sometimes be difficult to insure but we have your back and can satisfy the fast food insurance requirements for the franchisor.

Offering a Full Plate of Restaurant Insurance Coverages

We offer a complete restaurant and bar insurance solution so you can concentrate on meeting the needs of your customers. Ensuring a productive and profitable restaurant is demanding. Making sure you have the best employees, equipment, and insurance are paramount. Let us help you in procuring the best insurance coverage by putting our experience to work for you. From property damage that temporarily closes an operation and results in revenue loss, to on-the-job injuries such as cuts and lacerations, and customer slips and falls, food-borne illnesses, liquor liability exposure, equipment breakdown, employee theft, and potential data breaches that can upend a business, we will examine each of your risks and put into a place an insurance program that responds to each of your risks.

In addition to providing a portfolio of coverages catered to your business, we also provide risk management and loss control services to help you mitigate and minimize your exposures.
Here is a partial list of coverages we are ready to take care of:

  • Restaurant Liability insurance to cover bodily injury and property damage risks
  • Property insurance to protect your structure and business property against potential damage (fire, natural disasters, vandalism) that includes:
    • Building/Tenant Improvements
    • Contents
    • Business Income
    • Equipment Breakdown
    • Food Contamination/Spoilage
    • Crime/Employee Dishonesty
  • Employee Benefit Liability to protect against liability in the event of an error or omission in the administration of an employee benefits program
  • Liquor Liability to provide coverage for legal fees, settlements, and medical costs if alcohol is sold to an intoxicated person who then harms others or damages property
  • Workers’ Compensation to protect your employees and your business from work-related accidents, illnesses, and even death
  • Auto/Valet Liability (including Auto Physical Damage): to provide coverage if you accidentally damage a customer’s vehicle while parking it
  • Hired & Non-Owned Auto Liability to provide coverage for leased vehicles or if an employee uses his or her own vehicle for company purposes
  • Cyber Liability to step in should your restaurant become the target of data breach and other related cyber exposures
  • Umbrella/Excess Liability to provide additional limits of liability over and above your primary policies (General Liability, Automobile Liability, D&O) for catastrophic losses

Bozzuto & Co. Insurance Services is poised to meet all of your insurance needs – from restaurant liability insurance to restaurant equipment insurance, workers compensation and much more – so you can focus on your customers’ needs. We have you covered from the moment your customer walks in, eats, pays, and leaves. Trust in Bozzuto for best-in-class restaurant insurance solutions and servicing.

Give us a call at 800-400-6394 or click for a free quote!