Posts for the ‘Business Insurance’ Category

Important Risk Management Advice for Restaurants

Running a restaurant comes with many challenges and risks. Many scenarios could be financially devastating for restaurants or and even force them to close their doors for good. Accidents are bound to happen so be sure to secure liability insurance for restaurants and have a concrete risk management plan in place to address the following common sources of risk.

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Why Professional Liability Insurance is Crucial for Small Businesses
Why Professional Liability Insurance is Crucial for Small Businesses

Professional liability insurance, also called errors and omissions insurance, protects service businesses from the cost of defending negligence lawsuits and other claims of service-related errors. Service professionals and business owners who provide expert advice should purchase professional liability coverage.

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Breaking Down Real Estate Brokers’ Duty to Disclose
Breaking Down Real Estate Brokers’ Duty to Disclose

There is certain information that real estate brokers are legally required to disclose to buyers and sellers. Full disclosure provides parties with the information needed to properly negotiate the price and assess the property’s suitability for their needs.

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How to Prevent Accidents from Slip and Fall Hazards in Restaurants
How to Prevent Accidents from Slip and Fall Hazards in Restaurants

Slick surfaces are potential hazards to your guests and employees. It just takes one quick slip. A greasy floor, a buckling mat or uneven flooring could send an employee or guest to the hospital and you could wind up in an expensive lawsuit.

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The Importance of Effective Professional Communication in Counseling
Important Professional Communication Techniques for Counselors

Strong communication is a key component of any relationship and can have significant positive effects on all parts of professional and personal life. Without effective communication skills, a relationship may suffer.

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A Primer on Pollution Liability Insurance
A Primer on Pollution Liability Insurance

Construction companies and other contractors involved with hazardous substances face unique liability risks. Their work may be associated with contamination or expelling toxic chemicals into the air or groundwater. Coverage for pollution-related incidents is excluded from general liability insurance policies,

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Yes, Teachers Need Professional Liability Insurance, and Here’s Why
Yes, Teachers Need Professional Liability Insurance, and Here’s Why

As a teacher, assuming that you don’t need to purchase your own liability coverage because your district, union, or professional organization covers you a common misconception. Professional liability insurance for teachers is prudent since your district’s coverage may not protect you as an individual.

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Common Consultant Mistakes—That Could Lead to Claims
Common Consultant Mistakes—That Could Lead to Claims

There are few things more fulfilling for new consultants than signing clients and having the chance to do what they love under the structure of their own business. However it’s essential to protect yourself with professional liability insurance for consultants,

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How Optometrists Can Prevent Professional Liability Claims
How Optometrists Can Prevent Professional Liability Claims

Getting sued for malpractice is a no-win situation, and unfortunately, even the best practitioners run the risk of being sued. Even if you’re not at fault, you have a lot to lose.

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How Architects Can Avoid Professional Liability Claims
How Architects Can Avoid Professional Liability Claims

Unfortunately for architects, negligence claims are commonplace. As society becomes more litigious and professions are increasingly under attack, it’s essential to become more aware of potential threats. Stay aware of the types of claims you may come across and obtain professional liability insurance for architects and engineers to be better prepared for a claim. 

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