Flood Insurance

Are you aware that Homeowners policies do not cover flood insurance ? Have you looked at the FEMA maps for identification of flood zones in and around your home?

Types of floods – some floods develop slowly, sometimes over a few days. Flash floods happen quickly, often in minutes with heavy rains. Overland floods occur outside a defined river or waterway, sometimes when a levy or dam breaks, and can also be brought on by very heavy consist rains.

Every state is at risk of flooding. Review your FEMA maps and make sure you are covered.

Common flood causes include but are not limited to: spring thaw, heavy rains, west coast threats, levees and dams and flash floods.

Floods are one of the most common hazards in California. Know what to do before, during, and after a flood occurs. Make a plan and start a Kit to be ahead of the game in the unlikely event of a flood. Know more about getting prepared by visiting the FEMA site.