Auto Repair & Body Shop Insurance
Auto Repair Shop / Garage Liability Insurance Protection – servicing California from Sacramento Area to Modesto, Stockton, Fresno, Bakersfield, Los Angeles, San Diego and more.
Our Auto Repair Shop Insurance packages are offered to you by an experienced staff that is committed to the industry. Our services are specifically tailored to address the exposures of a Car Repair Shop, body shop or smog shop by offering cost effect coverages for options like garage liability insurance and garage keepers insurance. The following explains these two important coverages :
Garage Liability Insurance
Generally speaking, garage liability insurance is purchased by someone who owns a repair shop, body shop or some other auto service center. It typically covers liability for the premises and operations, products and completed operations and customers vehicles while under your care, custody and control. So, if you are the owner of a service center and someone who applied for employment claimed discrimination, or a customer slipped and fell or claimed faulty parts or service, you would be covered. Garage liability insurance may also cover automobiles owned by the business.
Garage Keepers’ Insurance
Garage Liability Insurance does not cover customer’s cars that are left in the care of the shop. That sort of coverage is known as garage keepers’ insurance. This insurance is usually sold with garage liability policies, but it is still a separate contract and very important coverage.
Here are some Auto Repair Shop or Auto Body Shop coverages that may need to be considered:
- Garage Liability Coverage, including products and completed operations
- Garage Keepers Coverage on a direct primary basis
- Property Coverage
- Auto Coverage, including non-owned and hired auto coverage
- Portable Tools and Equipment Coverage
- Equipment Breakdown Coverage
- Business Interruption/Loss of Income Coverage
- Crime Coverage
- Workers Compensation Coverage
Give us a call at 800-400-6394 for a free quote!