What types of insurance claims do small businesses file most often? Unexpected events occur much more frequently than many business owners assume they will. Having a strong business liability insurance program is a major aspect of risk management and reducing the impact of claims.

Happy 2020! You and your business can begin the New Year on the right track with a few simple steps. You will want to make sure the business is equipped with the right tools to meet and maintain its financial and operational goals.

Commercial general liability insurance provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises.

Professional liability insurance can protect your business if you are faced with a lawsuit over a mistake made on the job, negligence or failure to perform a service. Unfortunately, these work-related mistakes aren’t the only reason professionals could face a lawsuit.

Running a restaurant comes with many challenges and risks. Many scenarios could be financially devastating for restaurants or and even force them to close their doors for good. Accidents are bound to happen so be sure to secure liability insurance for restaurants and have a concrete risk management plan in place to address the following common sources of risk.

Professional liability insurance, also called errors and omissions insurance, protects service businesses from the cost of defending negligence lawsuits and other claims of service-related errors. Service professionals and business owners who provide expert advice should purchase professional liability coverage.

There is certain information that real estate brokers are legally required to disclose to buyers and sellers. Full disclosure provides parties with the information needed to properly negotiate the price and assess the property’s suitability for their needs.

Strong communication is a key component of any relationship and can have significant positive effects on all parts of professional and personal life. Without effective communication skills, a relationship may suffer.

Construction companies and other contractors involved with hazardous substances face unique liability risks. Their work may be associated with contamination or expelling toxic chemicals into the air or groundwater. Coverage for pollution-related incidents is excluded from general liability insurance policies,

Just one lawsuit has the potential to ruin an engineer’s entire career. Avoid legal trouble and protect yourself by running designs past a trusted colleague, practicing good customer service, having independent contracts conduct external reviews,